1. Grow Your Savings Account

Opening a savings account is one of the most basic steps in financial planning for the future. Using a savings account is a great option for many different situations, including a rainy day fund, a child's first account, saving for college or a retirement fund. Savings accounts are widely available, but vary greatly in both fees and returns. As a result, thoroughly researching investment options is a crucial step prior to opening an account in order to have the principle grow as much as possible.

Almost all banks offer several different types of savings accounts. Most have a tiere...

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