Protect your family with family life insurance! Providing for your child is the responsibility of a lifetime, but sometimes we simply can't be there. As distressing as it might be to think about, tragedy can strike at any time. Ensure your family is prepared for it with the right family life insurance policy that covers both you and your spouse, as well as your kids. Whether something unfortunate should happen to one of you or both of you, your child's future will be secure. A number of life insurance companies offer a variety of plans, so you can find the perfect fit for your family. Whether you want to leave something for your spouse, ensure your kids go to college or help provide for your children long after you are gone, the top family life insurance plans can help. Read on to learn more.
The Gerber Life Insurance Company is the ideal choice for families. They offer several different plans for families to choose from including the incredibly affordable Grow-Up plan. The Grow-Up plan protects kids from 14 days to age 14. For just $1 per week, your child can have life insurance for the rest of their life with plans starting at just $5,000. Term life insurance policies allow you to pay for your plan in terms of 10 to 30 years, while whole life insurance plans cover you for as long as you continue making your payments. Meanwhile, the Gerber Life College plan can help you provide up to $150,000 for your child thanks to guaranteed growth over time - regardless of the stock market. With the Gerber Life Accident Protection Plan, you'll get $100,000 following an accidental death or disabling injury.
State Farm also offers an excellent family life insurance. Their plans cover both your spouse and your children, helping your family retain their quality of life, while also helping put your children through college. Covering your children will also make sure they have coverage in the future, which can be especially important if they develop a medical condition that makes them uninsurable in the future. With the Select Term Rider plan, you can pay for your plan in terms of up to 30 years. The Children's Term Rider plan can provide up to $20,000 for children until age 25 when they can get permanent coverage. Protect your whole family with State Farm.
New York Life offers the affordable Family Protection Insurance plan with 10-year term life insurance premiums. Under this policy, two adults are covered for up to $100,000, but coverage of up to $1,000,000 is also available. After the first 10 years, premiums will increase annually. However, the main advantage of this plan is that you'll get up to $10,000 coverage for each child at no additional cost, making this plan ideal for growing families. Plus, coverage for children can be converted to permanent insurance. Family Protection Insurance can be issued to adults age 18 to 50. Policies expire when adults turn 90. Check out the New York Life Family Protection Insurance online and choose a customized plan that works for your family.